Who Is Many Rivers?
Many Rivers is a for-purpose organisation that provides Microenterprise Development (MED) and Community Economic Development (CED) support to Indigenous and other Australians who want to access the economy however for various reasons, lack the financial or practical business support to do so.
Who We Work With
Our purpose is to walk alongside individuals and communities over the long term, offering accessible business development support, products and services, including pro-bono legal advice and microfinance business loans. With this support individuals and communities can regain control of their financial future, reduce personal stress, move away from welfare dependency, provide for their families and contribute more productively to society (i.e. producing goods and services, income, jobs and financial security).
What We Do
- Microenterprise Development (MED) supports individuals to start, stay and thrive in business.
- Community Economic Development (CED) supports Indigenous organisations and their communities to achieve real economic outcomes.
How We Do It
Microenterprise Development
Many Rivers provides intensive support that is targeted to meet our clients’ individual needs. Microenterprise Development Managers (MEDMs) live and work in the communities. They serve and spend as much time as required with each client to help them gain the skills and knowledge to start and sustain a small business. Including practical support with business planning that involves: understanding and meeting business registration and insurance requirements; market research; risk analysis; review of cashflow; and establishing links with customers and suppliers. During this time people improve their confidence and understanding of the realities of owning and operating a viable enterprise.
Many Rivers has direct access to loan funds. MEDMs recommend the approval of business loans following an evidence-based assessment that takes into account the individual’s character, capacity and cashflow. Loans are available based on the specific requirements of your Business and are typically less than $10,000 over a maximum 24 month loan term.
A critical element of our approach is our commitment to a long term, multi-year journey with clients. Supporting clients as life and challenges arise that impact the sustainability of their businesses.
Start Your Own Small Business (MED)
Small Business Development
Many Rivers Small Business Development program is designed for operating Indigenous businesses ready to scale and create community impact.
The goal of the program is to work with Indigenous businesses looking to accelerate their growth and create employment. This is a FREE tailored program offering:
- One on One business coaching
- Planning workshops focused on how you can achieve your business goals
- Assistance to develop business tools that will work for you
- Access to loans up to $50k
The Small Business Development Program has been designed for operating businesses:
- That have been in business approximately 1 year
- Earn annual turnover of approximately $80k plus
- Want to grow their business’s employment
Small Business Development (SBD)
Community Economic Development
Many Rivers CED provides support to regional and remote Indigenous communities that want to establish or grow economic activity on their land. Together we step through what is required for a community to strengthen its understanding. Planning, leadership, and organisation to actively participate in the Australian economy and be local leaders in the community’s future direction and prosperity.
We work closely with the elected board and management of a community organisation that represents the interests and welfare of the community. Including Aboriginal Corporations, Land Councils, Land Trusts, Incorporated associations, etc.
CED support is provided through CED Managers who work with a community for approximately 5 years. The intention of the program is for each community to become increasingly capable of independently governing and managing its chosen goals. Plans, community and economic activities, over time no longer needing extensive support.
Community Economic Development (CED)
Our People
Many Rivers has Community Economic Development Managers and Microenterprise Development Managers supporting regions across Australia.
Our Partners
Many Rivers is financially supported by philanthropic donors and foundations, corporate partners, Indigenous corporations and Government agencies that understand the...
Our Results
In 2011, Many Rivers engaged Deloitte Access Economics to develop a framework to measure the long-term performance of Many Rivers’ microenterprise development...
