Mr. Terry Winters, FAICD

Melbourne

Mr. Terry Winters, FAICD

Chairman | Melbourne

Appointed as a Director on 23 September 2010, and Chairman of Many Rivers on 1 March 2024. Terry is the Chairman of Converge International Pty Ltd and TasmaNet Pty Ltd and is a Director of Redflex Holdings Limited (ASX: RDF) and TSPI Development Corporation Inc, a Micro Enterprise Development NGO in the Philippines. He has over 30 years experience in operation and governance of microfinance organisations with Opportunity International Network.

Small Business Resources

Intro to Cashflow | Business Foundations | Article

Good cashflow management is absolutely fundamental to the success of your business. 90% of businesses fail because they don’t manage their cashflow well. Here are some tools you can use to really get on top of it.

4.10 min Read

Revenue & Cost | Power Tip | Article

Understand the fixed and variable costs in your business, and the difference between marginal revenue and marginal costs.

3.40 min Read

Managing Your Loan | Business Foundations | Video

Once you decide to get a loan, there are three distinct phases with different things you need to think about along the way. This video talks about all the things you need to think about when you’re applying for a loan, once you get approved, and also while the loan’s in place.

6.01 min Watch time

Mr. Terry Winters, FAICD